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What is your POS really costing you?
Most stores pay for more than the monthly plan: add-on apps, a separate website, hardware leases and fees in the fine print. Add it up in 30 seconds.
Lower price guarantee
Found a lower monthly POS fee? We'll beat it by 10%.
Show us a written quote or invoice from another Canadian POS provider, and we'll set your Swipe360 monthly fee 10% below it for your first 12 months. See guarantee terms.
Cost calculator
Your current setup, per month.
Use the numbers from your last statement or invoice. Leave anything you don't pay at zero.
Your current POS costs
$0
per year · $0 a month
Fees you'd never pay with Swipe360
$0 /year
Hardware leases and setup fees. Swipe360 has neither, and every plan includes a custom one-page website.
Get my Swipe360 comparisonSide by side
What others often charge vs Swipe360.
| What others often charge | Swipe360 | |
|---|---|---|
| Setup fee | One-time setup or onboarding fee | $0 |
| Contract | 1–3 year terms with early cancellation fees | Month to month, $0 to cancel |
| Hardware | Their own hardware, often leased | Use your own tablet, printer and scanner |
| Website | Separate website builder subscription | Custom one-page website included |
| Features | Best features locked in the top plan | Full till on every plan. Add only the plugins you want. |
| Product limit | Sales or features blocked when you hit a limit | We never stop a sale |
| Internet outage | Limited or no selling while offline | Keep selling with hotspot and terminal backup |
| Your data | Often stored outside Canada | Stored in Canada |
| Card rates | Blended rates that hide the real cost | Rates shown upfront, no surprises |
Prices at a glance
Swipe360 vs the big names.
Published prices from each company's own Canadian website, so you can compare for yourself. Scroll the table sideways on a phone.
| Square | Shopify POS | Lightspeed Retail | Moneris | Swipe360 | |
|---|---|---|---|---|---|
| Monthly plan | Free: $0 Plus: from $35 | Basic: $49 CAD + POS Pro: $119 CAD per location for the full in-store till | Basic: US$89 Core: US$149 Plus: US$289 | Not published. Contact sales. | Starter: $49 Growth: $79 Pro: $139, every plugin included |
| Currency shown to Canadian stores | Dollars on Square's Canada site | Canadian dollars | US dollars | Dollars on Moneris's site | Canadian dollars |
| In-person card rates | Credit 2.5% Debit 0.75% + 7¢ | 2.6% on Basic (lower on bigger plans) | Not listed for Canada | Flat rate: credit 2.65% + 10¢ Interac 12¢ | Shown upfront before you sign |
| Contract or billing term | See Square's site | POS Pro billed yearly. Advanced: 1–3 year term. Plus: 3-year term. | Monthly or annual billing | Not published | Month to month. $0 to cancel. |
| Extra fees listed | See Square's site | See Shopify's site | Extra registers and locations are paid add-ons | e.g. $2 paper statement, $25 chargeback, $5 minimum discount fee | No POS setup or cancellation fees. Extra register $10/month. |
| Website | See Square's site | Online store included (you build it) | See Lightspeed's site | See Moneris's site | Custom website built for you: 1 page on every plan, up to 5 pages on Pro ($99 build fee, waived yearly) |
Competitor prices were checked on their public websites on October 14, 2026. Prices change often and can vary with promotions, special offers, business type, location and processing volume, so check each company's website for its current offer. Sources: Square Canada pricing, Shopify POS Canada pricing, Lightspeed Retail pricing, Moneris pricing. Square, Shopify, Lightspeed and Moneris are trademarks of their owners. Swipe360 is not affiliated with them.
Read the fine print
The hidden costs of a POS.
Hardware leases
A leased terminal or till can cost far more than buying it outright, and leases are hard to cancel. Check how many months you have left.
Add-on apps
Loyalty, bookings and online sales often come from separate apps, each with its own monthly bill and login.
Cancellation fees
Multi-year contracts can charge hundreds of dollars to leave early. Look for "early termination" on your agreement.
Monthly extras
Statement fees, PCI compliance fees and support fees add up quietly. They're usually listed near the bottom of your statement.
Questions
Switching, explained.
Is switching hard?
No. We help bring over your products and customers, set up your till with you, and stay on call for your first days.
I'm still in a contract. Should I wait?
Check how long is left and what it costs to leave. Send us the details and we'll help you work out the cheapest time to switch.
Can I keep my current hardware?
Usually yes. Swipe360 works with standard tablets, computers, receipt printers, scanners and cash drawers. Leased hardware has to go back to its owner.
Will my card processing change?
Yes, payments move to Swipe360's built-in card processing through our Canadian payment partner. Rates are shown upfront before you sign anything.
How does the lower price guarantee work?
Send us a written quote or invoice for another Canadian POS provider's regular monthly software fee. If it's lower than ours for comparable features, we'll set your Swipe360 monthly fee 10% below it for your first 12 months. Card processing, hardware, free plans and short-term promotions aren't included. Full terms.
What do I need for a cost review?
Your latest POS invoice and card processing statement. We'll go through them with you and show what you'd pay with Swipe360.
See exactly what you'd save.
Book a free 20-minute cost review. Bring your latest statement and we'll compare it line by line.